AFR Insurance offers a wide variety of insurance protection at affordable rates to match your lifestyle. Join the many policyholders who have experienced outstanding service with our company. Choose an agent near you to help you analyze your insurance needs and create a protection package for you.
Could you replace your house and all of your personal belongings if they were completely destroyed by a tornado or fire? If you own a house or condominium, our homeowners insurance package will protect your property and liability exposures.
Get the most out of your auto insurance premium. AFR Insurance has a tiered Automobile program which provides an array of options for your entire family at affordable rates.
Do you have coverage for your owner-occupied farm, including your house, livestock, farm machinery, barns and more?
Ask about our farm package policy which covers all of these items, plus provides liability protection. You may choose to schedule your machinery individually, or you may choose "blanket coverage," which does not require listing each item separately. Ask your AFR Insurance agent which is best for you!
You might also be interested in a Farm Property policy
Our Farm Property policies are designed to insure farm dwellings occupied by owners or tenants. They give basic property coverage on the structure and can also be used to insure farm buildings and machinery. Liability coverage for these properties may be an extension of other owner occupied property policies or a farm liability policy may be purchased to cover both your property and liability risk. We can also insure tenant occupied dwellings in non-rural areas. Your AFR Insurance agent can help you decide which option is right for you.
Do you own a tenant-occupied farm dwelling or lease some of your farm or ranch land to your neighbor to grow crops or raise cattle? You may need to protect yourself with a Farm Liability policy. You may still be responsible for accidents that occur on that property because you own it.
Our dwelling policies may be used to insure dwellings that are rented to others or for minimal protection on an owner-occupied house or on owner occupied seasonal house.
The liability portion of your personal insurance policies may not cover certain types of claims or may not provide enough coverage for your specific needs.
It isn’t a matter of IF we need Life Insurance it’s a matter of WHEN we need it. Two really important reasons to purchase Life Insurance is to provide the security and the financial means for your loved ones to pay for burial costs and not be burdened due to the lost wages or income due to your death.
Sometimes we pay our insurance premiums and wonder why -- until one day our car is stolen or our house is broken into and our precious personal "stuff" is gone. Who do we call besides the police? Our insurance company!
AFR Insurance is proud to have earned a Financial Stability Rating of A from Demotech, Inc. The Financial Stability Rating is an indicator of an insurance company’s strength. An A rating means AFR has “Exceptional ability to maintain liquidity of invested assets, quality reinsurance, acceptable financial leverage and realistic pricing while simultaneously establishing loss and loss adjustment expense reserves at reasonable levels.”
Demotech awards this rating after performing a thorough review of a company’s financial statements. This rating is independent of the size of a company due to Demotech’s belief that a small, well-run insurer may outperform a larger insurance company.