American Farmers & Ranchers

Membership paid to AFR as a dues alone member or as part of your insurance policy makes you a member of the Oklahoma Farmers Union, National Farmers Union and your local and county AFR/OFU organizations. Membership services are conducted in the name of American Farmers & Ranchers and Oklahoma Farmers Union. As a member, you receive a number of benefits which include discounts for products and services. Below is a list of benefits you receive when becoming a member:

		General Benefits Family Values, Agriculture and Rural Areas Promotion Legislative Representation at the National, State and Local Level Cooperative Development Attractive insurance programs Media Response, Information, Promotion and Public Relations Services County and Local Organization Meetings Subscription to the quarterly AFR News & Views Subscription to the AFR News & Views Insider E-Newsletter (e-mail address required) Subscription to the National Farmers Union E-Newsletter (e-mail address required) Free Classified Advertising in Quarterly Publication AFR caps, coats and other memorabilia sales Bumper Stickers $5,000 Reward Program for Arson, Theft or Vandalism to AFR Property Insureds Youth and Education Programs Policy Development and Education Speech Contests Poster Contests State Educational Scholarships County Organizational Scholarships Youth Leadership Summit Leadership Opportunities Agricultural Contests Youth Sponsorships

		Constant Contact Members receive special member discounts of 10% with this quick, easy and affordable online email marketing program. Members who are current users, including Farmers Union organizations, can send their username to Leigh Slayden, NFU VP Membership, to have it registered for the discounts: lslayden@nfudc.org http://natlfarmersunion.constantcontact.com/index.jsp

		VPI Pet Insurance Members will receive a 5% group discount on your policy, plus owners with multiple pets are entitled to receive additional discounts! For more information call and mention NFU: 1-877-PETS-VPI Link: http://www.petinsurance.com/affiliates/nfu

		Life Line Screening Members have the opportunity to partake in these preventative health screenings at an affordable cost of only $135 - at a location close to home. This program can save your life! For more information call toll free: 1-800-908-7992 Link: http://www.lifelinescreening.com/nfu

		Beltone Members and their immediate family members (grandparents, parents, spouse and children) are eligible for complimentary hearing screenings and a 20% discount off the usual retail price of any Beltone hearing instrument at any of over 1500 locations throughout the United States. Plus, receive a complimentary two year manufacturer's product warranty and 48 hearing aid batteries per hearing aid. For more information call toll-free 1-800-BELTONE (1-800-235-8663)

		Save on Office Supplies The National Farmers Union and its affiliate Oklahoma Farmers Union has partnered with Office Depot� to bring you a FREE national discount program. Save up to 80% off preferred products and take advantage of discount pricing on over 93,000 additional products. Shop online or in-store Free Next-Day Delivery on orders over $50 Terrific Copy & Print Pricing Monthly Specials Every Day Exclusives Click here to shop or print your free Discount Card

		FREE NFU Prescription Savings Card Download your FREE card now and start saving today! NFU Members can save up to 55% on prescription drugs with your FREE NFU Prescription Savings Card. No fees and it never expires. Accepted at over 59,000 pharmacies. One card covers your entire family including pets. Click Here to Learn More

		Wirefly Shop and save on the internet's #1 authorized retailer of cell phones and plans with savings on the latest phones from every major carrier, including Verizon Wireless, Sprint, T-Mobile, Alltel and many more. *Promise #1:* Better selection: More of the latest cell phones from every major carrier than you'll find at retail stores *Promise #2:* Greater Savings: Up to hundreds lower than retail store prices *Promise #3:* Straight Forward Pricing: Easy to understand, with no rebates or gimmicks *Promise #4:* Fast, Free FedEx Shipping Both Ways: So you don't have to wait to start using your phone *Promise #5:* Every purchase is backed by our Wirefly Satisfaction Guarantee Click Here to Shop Now

		LifeLock Identity Theft Protection Your identity makes you unique. LifeLock, the industry-leader in identity theft protection, uses the industry's most advanced alert system to help ensure you remain the only you. As an NFU Member, you're entitled to a special offer and 10% off. That's just $9 a month or $99 annually. Click Here or call 800-LifeLock (543-3562) and mention promo code "NFU"

		AVIS� offers a 25% discount to AFR/Farmers Union members which includes an online booking site. Visit the website: https://www.avis.com/car-rental/profile/go.ac?B291043 Promo code: Avis Worldwide Discount (AWD) #B291043 Or call toll free at 1-800-331-1212. Use your Farmers Union/AFR Avis Worldwide Discount number to enjoy these special savings.

		Nothing is smarter than getting great deals on great cars. As an AFR/Farmers Union member, you get a great deal every time you rent. AFR/Farmers Union members save up to 20% off our great rates, plus you can take advantage of specials on daily, weekly & weekend rates and upgrades. Visit the website: http://www.budgetcarrental.com/budget/assoc/index.html?R19843 Promo coode: Budget Customer Discount (BCD) # R198143 Or call toll free at 1-800-527-0700. Mention the Farmers Union/AFR Budget Customer Discount number to receive your discount.

		Oklahoma City 30% Discounts Regular Rate $129 for two breakfasts AFR Rate for two breakfasts $72 AFR Rate for up to four breakfasts $79 Members need to mention they are with American Farmers & Ranchers to receive the benefit. Rate is good for weekday, weekend and Park & Fly Package at the following location: Wyndham Garden Hotel, Oklahoma City Airport 2101 S. Meridian Ave Oklahoma City, OK 73108 405-685-4000 National 20% Discounts* AFR & Farmers Union have partnered with Wyndham Hotel Group to provide this discount to our members, a discount that is not available to the general public. Members receive a 20 percent discount off the lowest regularly available public rate. This means a savings even compared to services like Hotels.com and Expedia. And the discount extends well beyond the Wyndham branded hotels to all the chains in the WHG system - including: Ramada Worldwide Days Inn Wingate Inn Howard Johnson Travelodge Super 8 Baymont Inn Microtel Inns and Suites Hawthorn Suites Knights Inn To access this discount call Toll Free 877-670-7088. Each hotel chain will be available from the menu above. Or go directly to: www.NFU.org/hotels Be sure to have the Farmers Union/AFR code: 1000009284

		Embassy Suites Members can take advantage of the special convention rate for hotel rooms at the Embassy Suites Hotel & Conference Center in Norman anytime during the year. Single/double room occupancy for $105 and triple/quad occupancy for $114. Both rates include breakfast and the managers reception. To book your reservations for the 2013 AFR Annual convention click here. Reservations can also be made over the phone by calling the hotel directly at (405) 364-8040 and providing the group code FRC. 2501 Conference Drive Norman, OK 73069 Tel: 1-405-364-8040

		Join America's largest Air Medical Membership Program with over 950,000 members in 15 states. This member benefit is not only good in Oklahoma but in 27 other AirEvac family states where over 200 emergency flight bases are operated. 1-Year AFR Membership Fees, $10.00 Savings! 1 member household - $40 2 member household - $45 3 or more member household - $50 Please reference Plan Code 1060 when enrolling to receive the above discounted rate. For more information and to sign-up, go to www.lifeteam.net Saving Lives in Rural America!

		KDJ Enterprises offers a $150 cash rebate to all AFR members on the purchase of a new K/D front end loader. Call Kenneth or Jeff Day toll free at 888-641-0420 for instructions and a rebate voucher. KD Loaders 2700 Virgil Gray Blvd Brownwood, TX 76801

In an effort to discourage such activities, the Company will pay up to $5,000 to the person who furnishes original information that leads to the arrest and felony conviction of a person or persons committing theft, arson or vandalism on the property of an American Farmers & Ranchers Mutual Insurance member policyholder. Learn more about AFR Reward Program

This member benefit is only applicable to property covered by your AFR policy. Such payments shall be subject to the following conditions and limitations:

CONDITIONS TO COLLECT:

The provision of this program shall not apply unless the insured has an official Reward Sign (obtained thru American Farmers & Ranchers) posted in a conspicuous place on the premises involved.
Only one (1) reward shall be paid for each violation, regardless of the number of persons arrested and convicted; or if the same person is convicted of several violations only one (1) reward shall be paid.
Rewards will be reported to the IRS on Form 1099 - Misc.
All claims will be submitted to the AFR Claims Director.
To be eligible, the member, whose property is impacted, must be a member in good standing with dues and policy premiums paid current at the time the crime was committed.

LIMITATIONS:

No reward shall be payable to the American Farmers & Ranchers Mutual Insurance member policyholder impacted, or members of his or her immediate family or household, or any person(s) having an interest in the damaged or stolen property.
Payment will be up to $5,000 based on the value of the damages to the property impacted.
Should another reward sign of AFR or Oklahoma Farmers Union be posted on the members property with a value less than $5,000, the maximum reward amount will be the number indicated.
No reward shall be paid to any law enforcement officer or family member.
Reward shall only be paid after a final conviction, and all rights of appeal have been exhausted. In case of juveniles, who are allowed special treatment on first offenses, reward will be paid on a letter verifying guilt by the appropriate presiding judge.
If two or more persons file claim for the reward, the merits of the various claims shall be evaluated by American Farmers & Ranchers. The reward shall be paid to the first person reporting the information leading to the arrest or conviction.
If a reward is given, then the policyholder with the reward sign will be requested to have their photo taken for publications and publicity purposes by American Farmers & Ranchers as a condition of the additional protections afforded through this posting.

This reward program is a cooperative effort of your local AFR insurance agent, county farm organization, the state farm organization and the American Farmers & Ranchers Mutual Insurance Company.

Reward signs are available through your local AFR insurance agent office.